Blue Cross California PPOs in summary.

What are traditional PPOs?

PPOs have been sold since the 1960s

They are a traditional form of insurance that was different from indemnity in one key way, that is, they had Preferred Providers, a list of doctors who wanted to participate. These 'Preferred Providers' helped to name the product; PPO.

Modern PPOs have many benefits without a deductible. Traditional PPOs have a deductible you meet first, before any medical benefit is given. Most PPOs today, are a mixture of benefits where the deductible is waived, usually for an office visit, or perhaps for prescription drugs. Read the detail sheet on the plan, they are short summaries for quick review.

Preferred Provider Organization; PPO

You can actually see any doctor you like with most PPOs, but you'll pay a lot more of your own expenses. See the physicians on the list, which with Blue Cross of California, is pretty near all of 'em, and you'll pay a much lower share of cost.

Blue Cross of California Traditional PPO Plans

These are the traditional plans that most people think of when they talk about a PPO with a deductible. Newer PPOs (Tonik) can have features like built in Dental and Vision (Tonik) or no maternity coverage, etc. Read the details before selecting any PPO.

For details click on the plan name.

Basic PPO 1000 This plan is for people who are never ill, never have accidents, and don't plan to. The plan has very low rates, of course. The 'Basic' plans cover catastrophic hospital needs and little else.	Basic PPO 2500 Like the Basic Plan 1000, only more so. Has an even larger deductible at $2500, but lower rates. This plan is for people who are never ill, never have accidents, and don't plan to. The plan has even lower rates than Basic 1000. The 'Basic' plans cover catastrophic hospital needs and little else.
PPO Saver *Best Seller! Two office visits a year, some prescription medication coverage. The Saver ppo is a popular option that is slightly more expensive than the Basic Plans. At this price point also consider Tonik Plans, and the Right Plan 40 options.	PPO Share 5000 This plan has a pretty big deductible, but a very low price.
3500 Deductible PPO A moderately high deductible in the low cost category.	PPO Share 2500 A much smaller deductible, but not much more expensive.
EPO MSA Compatible Coverage that has popular tax benefits, especially for young and healthy buyers in high tax brackets.	PPO Share 1500 Still lower deductible, approaching the middle range price wise.
PPO Share 1000 Again, at this price point also consider Tonik Plans, and the Right Plan 40 options.	PPO Share 500 Here too, be sure to compare Tonik Plans, and the Right Plan 40 options.

TONIK

Blue Cross of California Traditional PPOs at a glance.

Tonik

What are traditional PPOs?

Preferred Provider Organization; PPO

Blue Cross of California Traditional PPO Plans

Tonik Rates by City